Welcome to Mortgages by Garvin
Buying a home is one of the biggest financial decisions you’ll ever make — and having the right mortgage partner by your side can make all the difference. I created Mortgages by Garvin to give clients across Barrie, Simcoe County, the GTA, and all of Ontario access to tailored mortgage solutions, professional guidance, and long-term financial strategies.
What You Can Expect
At Mortgages by Garvin, I combine the strength of an established national network with my client-first approach. My focus isn’t just on helping you find a competitive rate — it’s about lowering your true cost of borrowing over time so you can reach your financial goals with confidence.
Whether you’re:
- A first-time buyer navigating Ontario’s housing market,
- A self-employed professional who needs creative financing solutions,
- Looking to refinance or consolidate debt for breathing room, or
- Exploring options for a renewal, investment property, or second home —
…I’ll guide you through the process step by step with clear communication and transparency.
Backed by Central Mortgage and Finance Group & VERICO
As a Mortgage Agent Level 2 with Central Mortgage and Finance Group, and through the VERICO network, I have access to Canada’s top lenders — from major banks to credit unions and alternative lending partners. This means more choice, better flexibility, and solutions that fit unique files other lenders might overlook.
Why Work With Me
- Local Expertise, Ontario Reach: Based in Barrie, I work closely with clients in Simcoe County, but I’m fully licensed to serve clients anywhere in Ontario — including the GTA, where higher purchase prices often require more strategic mortgage planning.
- Transparency & Trust: You’ll always know your options, costs, and timelines. No surprises.
- Tailored Strategies: Every client is different. I’ll create a plan that matches your lifestyle, credit, and financial goals.
- Level 2 Advantage: As a Level 2 mortgage agent, I can work with all types of lenders — including private lenders — giving you more flexibility and options than a Level 1 agent.
Let’s Build Your Future Together
Whether you’re preparing to buy your first home or restructuring your finances for long- term success, I’m here to help you take the next step.
