Unlock Your Mortgage Possibilities with Mortgages By Garvin

Expert Mortgage Solutions for Self-Employed Individuals and Bruised Credit

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ABOUT
Mortgages By Garvin

I am privileged to be working alongside a brokerage with over 25 years of experience which specializes in helping clients hit their expectation with not just competitive rates but also with providing help to establish the lowest net cost of financing, when able to. I am now working alongside my principal broker who has made the CMP (Canada Mortgage Professional) top 50 brokers list for assisting various types of clients attain their short- and long-term goals.

I am proud to announce we now work with VERICO as well, if you need other loans or special services that aren’t only mortgage related, or if your file is complex and not easy to handle by the average mortgage agent, we now have many tools and partners who can help you overcome your hurdles so that you can have the things you want and need in life.

Unlock Mortgage Approval When Banks Say No

Unlock Mortgage Approvals When Banks Say No

Banks often have strict criteria that can make it difficult for individuals with unique financial situations to secure a mortgage. At Mortgages By Garvin, we understand that everyone's circumstances are different. That's why we collaborate with a diverse network of lenders who specialize in providing financing options for clients with bruised credit, self-employment income, or other complex scenarios. Our goal is to ensure that you have access to the funding you need, even when traditional banks turn you away.

Garvin is super trustworthy, honest and really knowledgeable. Dedicated to always learning and staying informed on the changes in the market! I would recommend his services.

- Premier Grounds

Expert Guidance for Self-Employed Mortgage Seekers

As a self-employed individual, you face unique challenges when it comes to securing a mortgage. Banks often have strict income verification requirements that may not align with your business's financial structure. Mortgages By Garvin specializes in helping self-employed individuals navigate the complexities of mortgage financing. We understand your cash flow patterns, tax considerations, and the specific documentation required to present a strong case to lenders. Our expertise will guide you through the mortgage process, ensuring that your self-employment income doesn't hinder your dream of homeownership.

Garvin is a great guy who has started this business from the ground up through long hours and dedication. While I am not a former client I have known him for over a decade and can say he's always been someone who's caring, generous and trustworthy and I believe he is the kind of person to apply these traits to his work.

- Sasha

Competitive Rates and Credit Protection

At Mortgages By Garvin, we are committed to providing our clients with competitive mortgage rates that suit their unique financial circumstances. While other lenders may offer high rates or hidden fees, we strive to secure the most favorable terms for our clients. Moreover, we understand the importance of protecting your credit score during the mortgage application process. Our diligent approach to due diligence ensures that your credit is shielded while we explore the best mortgage options available to you. With Mortgages By Garvin, you can save both time and money while safeguarding your creditworthiness.

I have had the pleasure to get know Garvin over the past 6 years and I know him to be a man of integrity who is dedicated in all that he does. He is responsible, honest, and personable.

- Nicholas Rowland